If you are interested in keeping your credit card secure during transactions, you definitely should consider the new Apple Pay. I really had very little interest in the entire concept until I learned that your bank is the only one who sees the transaction if you use Apple Pay.
Google Wallet also offers this feature, but for some reason this payment system never caught on. I predict that Apple Pay could bring a renewed interest in Google Wallet. I hope so. Like you, I would like to see all those retail breaches we hear about, go away. Apple Pay and Google Wallet can cure it all. At least, that’s what the experts say.
Oh, one more piece of good news. If you use Apple Pay, you don’t have to worry about stolen credit cards. No one can buy anything without your fingerprint verification. Another security reassurance is the iCloud. All you have to do now is put your phone into the lost mode.
Apple Pay is very easy to use. Watch the above video. Hold your iPhone near the card reader with your thumb resting on the home button. David Pogue, the resident tech genius at Yahoo, actually used Apple Pay a number of times.
He explained, “The phone wakes, beeps, vibrates, and shows a picture of your credit card (minus the number). That means you’re done. You’ve paid. You can leave.” He said the whole process doesn’t even take two seconds.
I hope iPhone 6 or 6 Plus users start using Apple Pay soon. I also hope Apple extends Apple Pay to other iPhone models. I’m going to try it. All I have to do is open the Passbook app and use the credit card I have on file. I can also change my credit card by typing in the new card number and expiration. Apple Pay also gives me the option of taking a picture of my new card instead of typing out the info. That may be too progressive for me. Security codes must be typed in.
Read Pogue’s explanation on Yahoo for further details. He goes into great detail on the entire Apple Pay concept.